How Healthy Credit Frees your Life Energy

2011-10-26T20:34:00.001-04:00

Many of us, have figured out how to get bywithout having good credit, and many more have become complacent with a bad creditscore. We figure that we will continue to "just get by", since theother option, saving cash for everything you buy including a house or car, isnearly impossible.

Most ofus know the advantages that come with havinggood credit: Qualifying for low interest rates,low insurance premiums, low security deposits on utility services, highercredit limits, low mortgage rates, and getting your rental application approved.

Yet,we have countless rationalizationsfor not repairing our credit: You're waiting on the credit repair fairy, youdon't know where to start, you hidebehind your spouse's good credit, you're afraid to look at your credit report,you think credit repair is too hard, you think your credit is hopeless, youthink you don't have enough money, or you don't want to admit you have badcredit. Indeed, many of us are burying our heads in thesand when it comes to our finances.

Being embarrassed about credit and money mistakes in the past isnatural, but will do nothing to help your credit future. If you suspect thatyou have bad credit there should be no fear about confirming your situation nowso you can start moving forward to make improvements. You are certainly not thefirst person who has made financial mistakes and you won’t be the last. Thisapathy, fear, or embarrassment however is not only holding you backfinancially, it is also creating stagnation in other areas of life.

As the adage says “what you resistpersists”. This is actually a natural law. Whenyou stop denying and resisting, let go and allow, you release an enormousamount of energy that is holding that resistance (or block) in place. It islike trying to hold a huge beach ball under water all the time, it's exhausting.You can free up your life energy for the things that you want and not what you don't want or areresisting.

Making a clean sweep of your financescan get you through the valley and move you back up the hill again. Byrepairing your credit, you free up your life energy from a place of stagnationand mentality built on scarcity. The same mentality that tells you that thereis lack in life and that opportunities are few and far between. Instead,repairing your credit will start freeing your life energy, moving you towards amentality of possibility which tells you that there are always new chances andopportunities.

Gema Der Rohe

Director of Life Coaching

Consumer Debt Solutions, Inc.